Financing Made Fast and Easy With LightStream
Finance your home improvement projects with LightStream, the nation’s premier online consumer lender. Not only are you getting low rates, flexible terms and no fees, but the entire process from start to finish is undeniably simple.
When You Finance With LightStream, Your Good Credit Will Be Rewarded
Good-to-excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That’s what LightStream delivers, so you can improve your home without breaking your budget.
You’re in Control of Your LightStream Loan
Financing with LightStream means you can choose payment terms that fit your budget. Get a home improvement loan from $5,000 to $100,000 with flexible terms to make repaying your fixed-rate loan even easier.
Whole Project Funding. No Fees. No Home Equity Requirements
When you finance with LightStream, you don’t have to deal with fees, prepayment penalties, appraisals or home equity requirements. LightStream is focused on making the process seamless for you without giving you hoops to jump through.
Get Your Funds, Fast
LightStream’s easy, online application process is followed by quick funds. When you fill out your application and complete all of your loan information by 2:30pm EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply.
The Process Is Easier and Faster Than You Can Imagine
- Click below to apply. You will receive a response shortly during business hours.
- Complete LightStream loan application; watch your email for updates.
- Funds are deposited directly into your bank account. Complete your project!
Apply below with LightStream’s hassle-free, online application. Use their monthly payment calculator to make it easy to find the best rate and terms for you.
Truist Bank is an Equal Housing Lender. ©2025 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank. 
